Welcome to CPAN: the Coalition Protecting Auto No-Fault
A broad based, bipartisan coalition to preserve Michigan’s model No-Fault Insurance System
The Michigan No-Fault System Is Under Attack! Help us Preserve Your Auto No-Fault Benefits!
The insurance industry has introduced legislation that, if enacted, would fundamentally change the basic nature of the Michigan auto no-fault system.
Michigan insurance companies want to cap your injury and rehabilitation auto insurance benefits (known as Personal Injury Protection), which they say will save drivers 15 percent on the Personal Injury Protection portion of their premium.
Here’s what insurance companies are not telling you about this legislation:
- The insurance industry REFUSES to guarantee cost savings in exchange for reduced benefits.
- Drivers will have to purchase MORE insurance to protect themselves from underinsured drivers.
- Seriously injured drivers will be FORCED onto welfare programs to pay for their care once their auto insurance hits the proposed limits, which our state cannot afford.
View a full analysis of the insurance industry's legislation, House Bill 4936, by clicking the link below:
Fight to Save Auto No-Fault HB 4936 (H-2) (462 KB)
Help CPAN Protect Our Auto Insurance Benefits!
Visit our advocacy page to learn how you can help CPAN fight your the rights of accident victims and protect our model no-fault system.

